Best Used Car Warranty Companies in 2026

Endurance is one of the largest direct vehicle service contract providers in the US, with plans from powertrain only to exclusionary coverage that lists what is not covered rather than what is. That range helps used car buyers, because you can match coverage to the age and value of your car instead of buying a single tier. Plans often start around $99 per month, with total cost depending on term and coverage.

The catch is the same as with any large provider: experiences vary, and the contract matters more than the marketing. Check the deductible per visit, the waiting period, and whether you must use approved shops. Endurance suits buyers who want a direct provider with broad eligibility and who will read the contract carefully.

CarShield is known for high mileage coverage, with plans that can cover vehicles up to 300,000 miles in some cases. It offers several tiers, from powertrain to more comprehensive options, and month to month contracts on some plans, which appeals to buyers who do not want a long term lock in. Starting prices are often around $99 per month, with higher costs for older or higher mileage cars.

Most CarShield plans are stated component plans, meaning they cover listed parts only, not everything except listed exclusions. That makes the component list essential reading. CarShield suits high mileage owners who cannot get coverage elsewhere, as long as they compare the covered parts list against the parts most likely to fail on their car.

CARCHEX is a broker, not a single administrator, so it shops quotes from multiple underwriters and administrators for your car. That can help used car buyers who want to compare coverage and price without contacting many companies separately. Plans start around $85 per month in recent comparisons, with five tiers in many cases and coverage up to 250,000 miles.

The broker model is also the risk. Terms, deductibles, and claims handling vary by the administrator behind your specific plan, so two CARCHEX quotes are not automatically comparable. Ask which administrator backs your quote, and read that administrator contract, not just the CARCHEX summary. For comparison shoppers, CARCHEX is still our pick.

Protect My Car, often shortened to PMC, sells term vehicle service contracts with three coverage levels and perks such as maintenance benefits on some plans. It is known for oil change and tire rotation benefits on certain tiers, plus a loyalty program, which appeals to owners who want more than repair coverage alone.

Pricing is not published, so you must request a quote, and recent research puts monthly installments roughly in the $68 to $120 range depending on vehicle and term. Coverage area and service call limits vary by plan, so confirm both before you buy. Protect My Car suits buyers who want a term plan with maintenance perks and who will get a detailed quote first.

Olive stands out for a simple online buying experience with no waiting period on many plans, which is unusual in this market. You can get a quote and sign up online, with three coverage levels from powertrain to complete care. Recent comparisons put entry pricing around $69 per month, though actual quotes vary by car and coverage.

The limits are mileage and age. Olive caps enrollment mileage at 140,000 miles and coverage mileage at 185,000 miles in many cases, and it does not include maintenance coverage. If your car fits those limits and you want fast, online signup without a waiting period, Olive is a strong pick. If your car is past those limits, look at Endurance or CarShield instead.

autopom is a broker that arranges vehicle service contracts through multiple administrators, with plans for a range of used cars. Benefits on many brokered plans include 24 hour roadside assistance, rental car reimbursement, and trip interruption coverage. Payment terms can be flexible, with interest free installment options on some plans.

Because pricing is not standardized, you must get a quote for your car, and total plan costs in recent research range roughly from $1,500 to $4,000 for three to five year plans. As with CARCHEX, ask which administrator backs your plan and read that contract. autopom suits buyers who want a broker to compare administrators and who value flexible payments.

Concord Auto Protect is a newer direct provider that often quotes lower monthly prices than larger rivals, with basic coverage sometimes quoted around $45 per month for popular models in recent reviews. It offers three coverage choices, plus roadside assistance, towing, rental reimbursement, and locksmith help on many plans.

The trade-off is track record and waiting period. As a newer company, it has less history than Endurance or CarShield, and new customers face a 30 day or 1,000 mile waiting period. If price is your top concern and you can wait out that period, Concord is worth a quote. If a long track record matters more, a larger provider may feel safer.

American Dream Auto Protect offers extended warranty plans for older vehicles, with coverage for model years 2006 and newer in many cases and up to 250,000 miles. It offers three plans, with starting prices around $99 per month in recent comparisons, plus 24 hour roadside assistance. Support reviews are often positive, which matters when you need a claim handled.

Availability is the main limit. It is not available in California and Washington, and plan details vary by state. If you live in a covered state and own an older car, American Dream Auto Protect is a solid quote to get alongside Endurance and CarShield. If you live in an excluded state, skip it and compare the other providers here.