Best Payroll Companies in 2026

Small teams wanting payroll plus HR · Pricing starts at: $49 per month plus $6 per person
Key takeaways
- Gusto and OnPay are the easiest starting points for small US teams, with published pricing and full-service tax filing.
- Patriot and Square Payroll suit very small or hourly teams that want a lower monthly base fee.
- ADP and Paychex suit larger or compliance-heavy employers, but both use custom quotes, so compare written totals.
- Rippling suits growing companies that want payroll inside a wider HR and IT system, not payroll alone.
- Always add the per-employee fee to the base fee, and check multi-state, contractor, and benefits costs before you compare.
Quick comparison
| Pick | Great for | Pricing starts at | Free tier | |
|---|---|---|---|---|
| Small teams wanting payroll plus HR | $49 per month plus $6 per person | No | Visit | |
| One simple flat feature set | $49 per month plus $6 per worker | No | Visit | |
| Tight budgets and very small teams | $37 per month plus $5 per worker | Free trial | Visit | |
| Hourly and retail teams on Square | $35 per month plus $6 per person | No | Visit | |
| Teams already on QuickBooks Online | $50 per month plus $6 per employee | Free trial | Visit | |
| Small teams in multiple states | $29 per month plus $7 per employee | No | Visit | |
| Growing teams wanting HR plus IT | See website | No | Visit | |
| Compliance-first firms planning to scale | See website | No | Visit | |
| Firms wanting a dedicated specialist | See website | No | Visit |
The best payroll companies
We compared payroll providers on published pricing, full-service tax filing, contractor handling, multi-state support, and fit for different team sizes. Here are nine companies that cover solo employers through larger firms.

Gusto is our pick for most small US businesses because it combines payroll, benefits, onboarding, and time tracking in a polished system with clear pricing. The Simple plan starts at $49 per month plus $6 per person and covers full-service tax filing, contractor payments, direct deposit, and onboarding where employees enter their own tax and bank details. Higher tiers add multi-state payroll, time tracking, and broader HR tools.
The weakness is at the very small end. A two-person company pays $61 a month for a tiny payroll run, which feels steep next to a budget rival. Gusto also assumes a mainly US team, so firms hiring abroad will need a second solution. For domestic teams of roughly 5 to 100 people, the mix of polish and completeness is hard to beat.
- Published pricing
- Full-service federal and state tax filing
- Employee self-service onboarding
- Pricey for a two-person team
- International payroll is limited

OnPay suits owners who hate tier mazes. There is one plan, priced at $49 per month plus $6 per worker, and it includes full-service payroll, tax filing, multi-state support, benefits administration, and time tracking integrations. That single-plan approach makes budgeting simple: you multiply workers by $6, add $49, and you have the monthly cost.
The trade-off is fewer HR extras than larger suites. OnPay does not try to be a full HR platform with the depth of Rippling, and its benefits and reporting tools are solid rather than extensive. For a small business that wants payroll done correctly without choosing between tiers, OnPay is one of the best values in this list.
- Single plan with full features
- Full-service tax filing including multi-state
- Simple pricing math
- Fewer HR extras than Gusto or Rippling
- No permanent free plan
Patriot Payroll is the budget pick for very small teams. The Basic plan starts near $17 per month plus $4 per worker but requires you to file taxes yourself, while Full Service starts at $37 per month plus $5 per worker and files federal, state, and local taxes for you. A 30-day free trial lets you test payroll runs before paying.
Extra states add cost on Full Service, so multi-state employers should price each state before committing. The interface is simpler than Gusto, and HR features are thinner. For a single-state team of a few people that wants full-service filing at the lowest price, Patriot is hard to beat.
- Low full-service price
- Simple setup
- 30-day free trial
- Basic plan requires self-filing taxes
- Extra states cost more
Square Payroll suits restaurants, cafes, and retail shops that already run on Square point of sale. Hourly pay, tips, overtime, and shift data flow into payroll with less manual entry, and full-service tax filing covers federal and state taxes. The full-service plan starts at $35 per month plus $6 per person paid, while a contractor-only plan costs $6 per contractor paid with no base fee.
Salaried professional firms may find the HR and benefits depth thinner than Gusto or Rippling. If your team is hourly, works shifts, and already uses Square for sales, Square Payroll removes a layer of double entry that other tools cannot match as cleanly.
- Strong fit for hourly, tip, and shift teams
- Full-service tax filing
- Contractor-only option at $6 per person
- Less suited to salaried professional firms
- HR depth is thinner than Gusto
QuickBooks Payroll is the natural pick for a business that already runs its books on QuickBooks Online. Payroll, accounting, and tax filing share one system, so payroll journal entries, tax payments, and reports stay in sync without exports. The Core plan starts near $50 per month plus $6 per employee with full-service filing, while Premium adds time tracking, HR support, and expert review.
If you do not use QuickBooks, the value case weakens, since you would be paying for an accounting system you may not need. Higher tiers also add cost quickly. For QuickBooks users, though, keeping payroll and books together saves reconciliation time every pay period.
- Payroll inside your accounting system
- Full-service tax filing
- Time tracking on higher tiers
- Best value only if you already pay for QuickBooks
- Higher tiers add cost quickly
SurePayroll suits small teams of 1 to 10 people operating in multiple states. The Full Service plan starts near $29 per month plus $7 per employee and covers full-service tax filing, direct deposit, and payroll reporting. The low base fee helps very small teams, even though the per-employee fee is a dollar or two above some rivals.
HR features are thinner than Gusto or Rippling, and benefits administration is more limited. For a small, multi-state team that wants correct filing without a large HR suite, SurePayroll offers a good balance of price and coverage. Compare the total at your headcount, since the per-employee fee matters more as you grow.
- Low base fee
- Full-service filing in multiple states
- Simple online payroll runs
- Fewer HR features than larger suites
- Per-employee fee is higher than some rivals
Rippling suits growing startups and mid-size companies that want payroll inside a wider people system. HR, IT device management, benefits, and payroll share one employee record, so onboarding, role changes, and offboarding trigger updates across systems automatically. That automation saves real admin time once headcount passes a few dozen.
Pricing is modular and quote-based for full bundles, so small buyers should get a written total for their exact headcount and modules before comparing. A payroll-only buyer with five staff will likely find Gusto or OnPay simpler and cheaper. For a company planning to scale HR and IT together, Rippling is the strongest platform pick here.
- Payroll plus HR, IT, and benefits in one system
- Strong automation
- Scales with headcount
- Quote-based pricing for full bundles
- More system than a small payroll-only buyer needs
ADP RUN is the pick for firms that prioritize compliance and plan to scale. ADP covers payroll, tax filing, HR, benefits, and time tracking, with reporting depth and compliance support that small-business tools cannot match. The platform serves firms from a handful of employees through large enterprises, so a growing company is less likely to outgrow it.
All plans use custom quotes, so you cannot compare ADP to a published rival price without a sales conversation. Reported entry pricing for small firms sits near $79 per month plus a per-employee fee, but your quote will vary by headcount, state mix, and add-ons. Get the full written total, including implementation and add-on fees, before you sign.
- Deep compliance and reporting
- Scales from small firms to large enterprises
- Dedicated support options
- Custom quotes only
- Pricing can be higher than small-business rivals
Paychex Flex suits owners who want a person, not just software, behind their payroll. Many plans include a dedicated payroll specialist, plus full-service tax filing, HR services, benefits administration, and time tracking as add-ons. That human support helps in compliance-heavy industries where a missed filing or a worker classification question carries real risk.
Pricing is quote-based, with reported starting points near $65 per month plus a per-employee fee, but your total depends on headcount, services, and add-ons. Ask for a written quote that lists every add-on, and check contract terms and support hours. For firms that value guided support over self-service software, Paychex Flex is a strong choice.
- Dedicated payroll specialist on many plans
- Full-service filing and HR add-ons
- Strong for compliance-heavy industries
- Custom quotes only
- Setup and add-ons can raise the total
How we picked these
We compared published pricing pages, product documentation, and public payroll guides checked in October 2026, and kept providers that offer full-service payroll in the US with a clear track record. We favored a mix of published-price tools for small firms and quote-based providers for larger firms, since both models matter to different buyers. Where pricing was quote-only, we marked it as See website rather than repeating an unverified estimate as fact.
What to check before you choose a payroll company
Start with the total monthly cost at your headcount. Add the base fee and the per-employee fee, then add multi-state fees, contractor fees, benefits administration, and time tracking. A low base fee with a high per-employee fee can cost more than a higher base fee once you pass ten staff, so model the cost at your current size and at your size in a year.
Next, confirm what full-service filing actually covers. Check federal, state, and local filing, new-hire reporting, year-end W-2 and 1099 forms, and who pays penalties if a filing is late. Ask about direct deposit timing, pay schedules, and worker classification support for contractors. These details decide whether payroll is truly hands-off or just partly automated.
Finally, test the system with a real pay run during a trial or demo. Enter hourly and salaried staff, check overtime and tip handling if relevant, and confirm reports match your accounting needs. Ask about data export and contract length, so you can move if the provider no longer fits. Payroll mistakes are costly, so a careful trial is worth more than a small monthly saving.
Frequently asked questions
What payroll company is the best?
Gusto is the best all-round pick for most small US businesses, with published pricing and full-service filing. OnPay suits owners who want one simple plan, Patriot suits tight budgets, and ADP or Paychex suit larger or compliance-heavy firms. The best company depends on team size, state mix, and whether you need HR extras.
Which payroll company is best for a small business?
For a small business, Gusto, OnPay, and Square Payroll are strong starting points, with Patriot as the budget option. Gusto adds HR polish, OnPay keeps pricing simple, and Square fits hourly retail teams. Compare the total at your headcount, not just the base fee.
What is the best online payroll company?
All nine companies here offer online payroll, so the choice comes down to fit. Gusto and OnPay lead for small teams, QuickBooks Payroll leads for QuickBooks users, Rippling leads for growing teams that want HR plus IT, and ADP and Paychex lead for scale and compliance support.
How much does payroll software cost?
Typical small-business payroll costs run from about $35 to $50 per month in base fees plus $5 to $7 per employee per month, with higher tiers and add-ons on top. ADP, Paychex, and Rippling use custom quotes, so get a written total for your headcount. Multi-state payroll, benefits, and time tracking can add to the monthly bill.
Does payroll software file taxes for you?
Full-service plans do, including federal and state payroll tax deposits and filings, plus year-end forms. Patriot Basic and similar self-service plans require you to file yourself, so check the plan name carefully. Confirm local filing coverage for your state and city before you commit.
Can I switch payroll companies mid-year?
Yes, but it takes care. You need year-to-date pay, tax, and deduction records transferred correctly, and year-end forms must match across providers. Ask the new provider about migration help and mid-year onboarding, and keep copies of prior pay records. Many firms switch at year-end to keep reporting simpler.
Sources
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