Best Telehealth Services in 2026

Insured patients and broad coverage · Pricing starts at: $75 per visit
Key takeaways
- Teladoc Health, MDLIVE and Amwell suit insured patients best, because many employer and health plans cover visits at a low copay or no copay.
- Sesame and HealthTap suit cash-pay patients best, because prices are listed upfront by provider or plan before you book.
- PlushCare and Doctor on Demand suit patients who want the same clinician for follow-up care, not just a one-off urgent visit.
- Mental health, dermatology and specialist visits cost more than a basic urgent care visit on most platforms, so check the price for your visit type.
Quick comparison
| Pick | Great for | Pricing starts at | Free tier | |
|---|---|---|---|---|
| Insured patients and broad coverage | $75 per visit | No | Visit | |
| Multi-specialty care through insurance | $82 per visit | No | Visit | |
| Urgent care and specialists | $79 per visit | No | Visit | |
| Scheduled video visits and mental health | $79 per visit | No | Visit | |
| Ongoing primary care with one clinician | $129 per visit | No | Visit | |
| Cash-pay visits with upfront prices | $29 per visit | No | Visit | |
| Direct care for specific conditions | $59 per visit | No | Visit | |
| Low cost membership primary care | $10 per month | No | Visit |
The best telehealth services match the visit type, not just the lowest headline price
A telehealth visit can mean urgent care for a sore throat, a primary care follow-up, a therapy session, or a specialist consult. Prices and insurance acceptance differ by visit type on the same platform, so compare the price for the care you actually need. Note: telehealth does not replace emergency care. Call emergency services for chest pain, trouble breathing, stroke signs, severe bleeding or any other emergency.

Teladoc Health is the largest name on this list for a reason. It offers urgent care around the clock, plus primary care, mental health, dermatology and nutrition services under one account. Many employer plans and health plans include Teladoc, often at no copay, which makes it the first service to check if you have insurance through work.
For cash-pay patients, a general medical visit is listed around $75 to $89, with therapy and psychiatry priced higher. That range means you should confirm the exact price for your visit type before booking. The main drawback is continuity: urgent care visits go to the next available clinician, so ongoing care needs a separate primary care plan inside Teladoc.
- Large clinician network
- 24/7 urgent care
- Mental health and dermatology in one account
- Cash-pay price varies by visit type
- You may not see the same clinician each time

MDLIVE covers a similar range to Teladoc, with urgent care, primary care, dermatology, psychiatry and therapy. It works with many commercial health plans and employer programs, so insured patients often pay only a copay. The platform is built for both a quick visit today and a scheduled visit with a chosen clinician later.
Cash-pay urgent care visits are listed around $82 to $85, while mental health visits cost more. That puts MDLIVE in the middle of this list on price, not the cheapest and not the most expensive. Patients who need a specialist should check availability first, because some specialties book days ahead rather than on demand.
- Urgent care, primary care, dermatology and mental health
- Broad insurance acceptance
- 24/7 access
- Cash-pay prices rise for therapy and psychiatry
- Wait times vary by specialty

Amwell pairs on-demand urgent care with scheduled visits across many specialties, including therapy, psychiatry and nutrition. Urgent care visits are listed around $69 to $79 for cash-pay patients, which makes Amwell one of the more affordable options for a single urgent visit. Insurance acceptance is broad, with many major plans accepted.
The price spread is the point to watch. A basic urgent visit and a specialist visit are priced very differently, and therapy prices depend on session length and provider type. Amwell suits patients who know which specialty they need and want to book that clinician directly, rather than patients who want the lowest flat price for every visit type.
- On-demand urgent care plus scheduled specialists
- Accepts many major insurers
- Clear visit types
- Specialist prices vary widely
- No free plan for uninsured patients
Doctor on Demand focuses on scheduled video visits for medical care, mental health and preventive care. Medical visits are listed around $79 to $99 for cash-pay patients, with therapy priced by session length. That scheduled model suits patients who prefer to pick a clinician and a time, rather than waiting in an on-demand queue.
Insurance acceptance is broad, and many patients pay a copay rather than the full cash price. The trade-off is that on-demand urgent care is less central here than at Teladoc or MDLIVE. If you need care in the next hour for a minor issue, an on-demand platform may be faster. If you want a regular clinician, Doctor on Demand is a stronger fit.
- Scheduled visits with chosen clinicians
- Strong mental health offering
- Accepts many major plans
- Medical visits start higher than some rivals
- Therapy sessions cost more for longer visits
PlushCare is built around continuity. You see the same primary care clinician for follow-ups, refills and ongoing conditions, which matters when a clinician needs to know your history. Visits are by video, and the platform handles lab orders, referrals and prescriptions where clinically appropriate. Many major insurance plans are accepted.
The cost is the clear drawback. A single visit is listed around $129 for cash-pay patients, well above a basic urgent care visit elsewhere. A membership plan can lower the per-visit cost for frequent users, but it adds a recurring fee. PlushCare fits patients who value a regular doctor and will use the service more than once or twice a year.
- Same clinician for follow-up visits
- Primary care focus
- Accepts many major plans
- Highest single-visit price on this list
- Membership adds cost for frequent users
Sesame is a marketplace, not a single clinic. Providers list their own prices for video visits, in-person visits and specific services, so you can compare cost before you book. Cash-pay visits start around $29, with many primary care and urgent care visits listed between $29 and $62. That transparency is the main reason Sesame leads on price for uninsured patients.
The trade-off is that Sesame does not bill insurance, though some providers can give a receipt you can submit yourself. Quality and availability also vary by provider, so read provider profiles and reviews before booking. Sesame suits price-sensitive patients who are comfortable choosing a clinician from a list, rather than being assigned one.
- Prices listed upfront by provider
- No insurance needed
- Wide range of visit types
- No insurance billing
- Prices vary by provider and specialty
Ro focuses on specific, ongoing conditions rather than general urgent care. Patients complete an online visit for a defined condition, and clinicians review the case and prescribe where appropriate. Visit prices start around $59, with ongoing treatment plans priced by condition. That focused model can feel simpler than a general platform for a known, recurring need.
The limit is scope. Ro does not replace a general urgent care visit for a new fever, rash or injury, and it does not cover the full range of primary care. Use Ro when your need matches one of its treatment areas and you want a direct, condition-specific route. For anything outside that range, pick a broader platform from this list.
- Clear pricing for defined conditions
- Prescriptions shipped where appropriate
- Ongoing care plans
- Not a general urgent care service
- Limited scope compared with full telehealth platforms
HealthTap offers primary care by membership, starting around $10 per month, with messaging and video visits included in the membership model. That low entry price makes it attractive for patients who want regular access to a clinician without paying a full visit fee each time. The platform also offers a large network of clinicians across many specialties for paid visits.
The membership model needs a careful read. Not every test, specialist visit or prescription service sits inside the monthly price, and some care still carries a separate fee. HealthTap fits patients who want low cost, ongoing primary care access and are comfortable with a membership structure. Patients who need frequent specialist care should compare the total cost with a broader platform.
- Low monthly membership price
- Messaging and video visits
- Large clinician network
- Membership does not cover every service
- Specialist access is more limited
How we picked these
We compared official pricing pages, visit types, insurance acceptance, specialty coverage and app store listings for telehealth platforms available in the United States in October 2026. We kept only platforms with current, bookable visits and clear pricing or insurance information, and we left out consumer apps that closed or paused service before October 2026. Prices quoted are starting cash-pay prices for a general visit unless stated, and insurance copays will differ by plan. Public reviews helped us check wait times and app quality, but coverage, price transparency and visit scope decided the list.
What to check before you book
Check three things before your first visit: whether your insurance plan covers the platform, what the price is for your exact visit type, and whether the clinician can prescribe or order labs in your state. Some services cannot prescribe controlled substances by video, and some conditions still need an in-person exam, lab test or imaging. If your symptoms are worsening, or if you are unsure whether a video visit is safe for your condition, seek in-person or emergency care instead.
Frequently asked questions
Is telehealth cheaper than urgent care?
Often, yes for a basic visit. Cash-pay telehealth visits on this list start around $29 to $129, while in-person urgent care often costs more before insurance. Insurance copays can change that math, so check your plan before you assume a saving.
Can a telehealth doctor prescribe medication?
Yes, for many common conditions, clinicians can prescribe where clinically appropriate and allowed by state law. Controlled substances and some conditions have stricter rules and may need an in-person visit or an established clinician relationship.
Do these services accept insurance?
Teladoc Health, MDLIVE, Amwell, Doctor on Demand and PlushCare accept many major plans. Sesame and Ro are mainly cash-pay, and HealthTap uses a membership model. Always confirm your plan covers the specific platform before booking.
What conditions work well by video?
Colds, flu, sinus issues, urinary symptoms, rashes, allergies, refills for stable conditions and many mental health visits work well by video. Conditions that need a physical exam, imaging or lab testing in person are better seen face to face.
Is my health information private on these platforms?
Reputable telehealth platforms use secure video and messaging and follow United States health privacy rules for protected health information. Read the privacy policy for each service, and avoid sharing health details over unsecured channels outside the platform.
Can I get care at night or on weekends?
Yes, Teladoc Health, MDLIVE and Amwell offer urgent care around the clock in most states. Scheduled services such as Doctor on Demand and PlushCare may have more limited hours, so check availability when you book.
Sources
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